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Business Savings Accounts

Statement Savings
Maintain a minimum monthly average balance to earn variable interest with no service fee. Up to six pre-authorized, automatic or telephone transfers are allowed each month.

Treasury Investment Account
Keystone's Treasury Investment Account is a high-yield money market option offering limited check-writing privileges and significant earnings potential.

Certificates of Deposit
Any corporate funds you don't anticipate needing at short notice can be invested in high-earning CD's from Keystone, which are protected by the FDIC up to the maximum allowable limits.

CDARS

CDARS is the Certificate of Deposit Account Registry Service.  It is an easy and convenient way to access full FDIC insurance on large deposits because it involves one bank, one rate, and one statement.  Your large deposit is broken into smaller amounts and placed with other banks in the CDARS network.  Those banks issue CDs in amounts under the standard FDIC insurance maximum, so that your entire investment is eligible for FDIC insurance.  You earn one rate on your entire investment and receive one regular statement listing all of your CDs, along with their issuing banks, maturity dates, interest earned, and other details.

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